Old Fourth Ward, Midtown, Virginia Highlands, Inman/Candler Park and Grant Park real estate and homes for sale in Georgia - Andrew Malone, REALTOR® REALTOR® Logo
Old Fourth Ward, Midtown, Virginia Highlands, Inman/Candler Park and Grant Park real estate listings, home buying, selling and homes for sale in Georgia - Best Image Agent(s)
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  • Why Sellers Choose Andrew Malone - Why home sellers in Old Fourth Ward, Midtown, Virginia Highlands, Inman/Candler Park and Grant Park choose Andrew Malone.

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  • Go to Main Sitemap - Main sitemap sections include Find Old Fourth Ward, Midtown, Virginia Highlands, Inman/Candler Park and Grant Park Homes, For Home Buyers, For Home Sellers, Old Fourth Ward, Midtown, Virginia Highlands, Inman/Candler Park and Grant Park Information, Real Estate Resources, and About Andrew Malone.

 

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Real Estate Tips
First Time Buyers >Good Faith Estimates

Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.

If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.

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Real Estate Trivia
Q 
Where is the world's oldest hotel?

A 
The Hotel Ryokan in the village of Awazu, Japan dates back to AD 717, when an inn was built near a hot spring reported to have miraculous healing properties.
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Andrew Malone, REALTOR®, real estate agent and broker for Old Fourth Ward, Midtown, Virginia Highlands, Inman/Candler Park and Grant Park, Georgia home listings, property and land for sale - Best Image Agent(s)

Andrew Malone
RE/MAX Around Atlanta

240 Sandy Springs Place
Atlanta, GA 30328
Cell: 404.246.3265
Office: 404.252.7500
E-fax: 800.385.1350
Fax: 404.974.4930
Email: andrewmalone@NUMBER1EXPERT.com
Email: amalone@remax.net
Email: remaxofatlanta@gmail.com

I am a Cum Laude graduate from Georgia State University with a degree in Finance and Marketing. I began my real estate career after graduating from college at the age of 23. I have been an individual practitioner in real estate for 9 years with RE/MAX in Atlanta, Georgia. I have helped over 250 familes find homes and average 30 home sales/year. My successes include: Presidents club –1 year, 100% club – 5 years, Platinum club – 1 year, Top New Agent 2004, #2 Agent in office 2006, #1 Agent in office 2007 & 2008, Top Team 2009 & 2010, Real Estate Lifestyle Magazine – Rising Real Estate Star 2007, Jezebel Magazine - Who's Who in Atlanta 2010.

ABR CRS Equal Housing MLS REALTOR


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