Sitemap: Home Buying in Atlanta, Sandy Springs and Roswell, Georgia

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For Home Buyers:

Why Buyers Choose Andrew Malone - Why homebuyers looking for a real estate agent in the Atlanta, Sandy Springs and Roswell area choose Andrew Malone.
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Find Your Perfect Home - Andrew Malone will search for your ideal home and email you the newest Atlanta, Sandy Springs and Roswell MLS listings of properties in Fulton County GA.
First Time Homebuyers - Are you a first time homebuyer in Atlanta, Sandy Springs and Roswell, GA? Choose a top real estate agent. Andrew Malone can guide your home buying search.
Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Atlanta, Sandy Springs and Roswell house or other real estate or property.
Go to Main Sitemap - Main sitemap sections include Find Atlanta, Sandy Springs and Roswell Homes, For Home Buyers, For Home Sellers, Atlanta, Sandy Springs and Roswell Information, Real Estate Resources, and About Andrew Malone.

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First Time Buyers >The Real Bottom Line

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!

The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

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Q	During what months of the year do most people move from one home to another?
A	Most moves occur between the months of May and September.
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Andrew Malone, REALTOR®, real estate agent and broker for Atlanta, Sandy Springs and Roswell, Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Andrew Malone
RE/MAX of Buckhead
4246 Peachtree Rd
Altanta, GA 30319
Cell: 404.246.3265
Office: 404.237.9011
E-fax: 800.385.1350
Fax: 404.237.3631
Email: andrewmalone@NUMBER1EXPERT.com
Email: amalone@remax.net
I am a Cum Laude graduate from Georgia State University with a degree in Finance and Marketing. I began my real estate career after graduating from college at the age of 23. I have been an individual practitioner in real estate for 7 years with RE/MAX of Buckhead in Atlanta, Georgia. My successes include: Average 30 home sales/year, Over 150 homes sold, Presidents club –1 year, 100% club – 3 years, Platinum club – 1 year, Top New Agent 2004, #2 Agent in office 2006, #1 Agent in office 2007, 6.2 million closed transactions 2006, 4.4 million closed transactions 2007, Real Estate Lifestyle Magazine – Rising Real Estate Star 2007.

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