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Check Out These Special Offers From My Affiliates! Just for you from the affiliates of my web site! Please take advantage of the following special offers...
Handyman
Steve Sellinger - Handy Man - Fixruppers
Home Inspector
Mason Holland - Home Inspector - World Inspection Network
Home Warranty
American Home Shield Warranty - Chardel Ehrhardt -800.735.4663
Mortgage Lender
Bank of America - Steven Velez - Loan Officer - 770.552.3590
Mortgage Lender
Covenant Mortgage Corporation - Owen Jennings - Senior Mortgage Consultant - 404.663.3149
Financing Your Home >Your Mortgage
Many homeowners overlook the mortgage payment as a tool for financial management. They get the mortgage, move in, make the payments, and pay off the loan eventually. Smart homeowners know that by properly adding to their monthly payments, even by a small amount, they can substantially reduce the term of their loan, not to mention the total interest they will pay. In fact, prepaying one full year of a standard mortgage can save thousands of dollars in interest. The key is to do it properly and to find the right lender for whom prepayment is not a problem.
More progressive lenders allow the option to add money to the monthly payment which goes directly to the principal. How much should you add? It's largely a personal decision, and it depends on your cash flow. But be mindful of the fact that the mortgage interest rate is probably the lowest interest loan you will find, so don't short yourself with prepayment only to run up credit card debt!
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| Q |
Upon completion this year, what will be the tallest residential building south of New York and east of Chicago?
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| A |
Located in Biscayne Bay, Florida, the $120 million, 51-floor luxury condominium will be called The Santa Maria. |
 See More Real Estate Trivia > |
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Andrew Malone
RE/MAX Around Atlanta
240 Sandy Springs Place
Atlanta, GA 30328
Cell: 404.246.3265
Office: 404.252.7500
E-fax: 800.385.1350
Fax: 404.974.4930
Email: andrewmalone@NUMBER1EXPERT.com
Email: amalone@remax.net
Email: remaxofatlanta@gmail.com
I am a Cum Laude graduate from Georgia State University with a degree in Finance and Marketing. I began my real estate career after graduating from college at the age of 23. I have been an individual practitioner in real estate for 9 years with RE/MAX in Atlanta, Georgia. I have helped over 250 familes find homes and average 30 home sales/year. My successes include: Presidents club –1 year, 100% club – 5 years, Platinum club – 1 year, Top New Agent 2004, #2 Agent in office 2006, #1 Agent in office 2007 & 2008, Top Team 2009 & 2010, Real Estate Lifestyle Magazine – Rising Real Estate Star 2007, Jezebel Magazine - Who's Who in Atlanta 2010.     
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